Becu Money Market Interest Rates

Money Market Account Rates We have reviewed various money market account offers from banks and credit unions across the nation and complied the Best Money Market Rates for 2021. Make sure read their terms and conditions in order to get the high rate and sign up for the best money market account that's suitable for you!

A Money Market Account (MMA) is a type of savings account that usually earns a higher amount of interest than a basic savings account. They can be a great low-risk investment for storing extra cash or building an emergency fund. The minimum deposit and balance for a Money Market account is often considerably higher than the minimum balance of a basic savings account.

However in return, you will enjoy earning better interest rates. We understand you worked hard for your money and it's crucial to put your fund in a trustworthy place to earn competitive rates and have access to your funds much quickly than certificates of deposit (CDs).

We recommend the Money Market account from CIT Bank or Discover Bank's Money Market account.

With the CIT Bank Money Market Account, you can earn a competitive interest rate and access your money easily.
-Earn 0.45% APY on your funds
-One of the nation's top rates — several times the national average.
-Get up to 6 digital transfers/withdrawals per statement cycle
-Save smart and get more for your money
-Higher rates than traditional banks
-Get 24/7 Account Access
-Open with as little as $100
-FDIC insured

-Get started and open a Discover Money Market Account in 3 easy steps.
-Available nationwide online
-Earn high yields with flexible access to your cash.
-Earn 0.35% APY balances $100,000 and over
-Earn 0.30% APY balances under $100,000
-Open with as little as $2,500.
-No hidden fees. No surprises.
-Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs
-Secure banking features
-FDIC insured

Best Money Market Account Rates

Bank	Account Type	APY	Minimum	Review
CIT Bank	MMA	0.45%	$100	Review
Discover Bank	MMA	0.35%	$100K	Review

Common Questions About Money Market Account

How do you deposit money into a money market account? What happens when you deposit money into a money market account? How does interest work with a money market account?

Typically, you can deposit money into your Money Market account at any time by check, direct deposit, or a transfer through Online Banking.

When you deposit money into your Money Market account, it earns interest just like a regular savings account. That interest is the bank or credit union's way of rewarding you for letting them use your money.

Banks or Credit Unions then take that money and make other investments or loans.

The interest on a Money Market account is usually compounded on a daily or monthly basis and paid on a monthly or quarterly basis. All savings accounts including Money Market Savings Accounts are subject to required withdrawal and transfer limitations.

You are permitted to make no more than six transfers and/or payments to another account of yours with your bank or to a third party each monthly period.

Bottom Line

We hope you find this article useful in terms of helping you find the Best Money Market Rates. Whether if you are just starting out to save or would like to diversify your savings portfolio, you can be sure to find a high rate to meet your savings needs!

If there's something we missed or if you'd like us to add a new rate, feel free to leave us a comment. If you are looking for other great offers, stop by our bank rates and best CD rates to see our complete listing of savings accounts nationwide and statewide!

*Best Hub Bank Account- Very Important Account If You Chase Bank Rate* American Express® High Yield Savings Account - You earn 0.40% interest rate along with no minimum deposits or monthly fees. Amex High Yield Savings account has been my favorite Hub account for the past 7 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here's why: *No dollar limitations for ACH transfers - When you find a top bank rate account, you don't want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account. *1 to 2 business days ACH transfers speed - With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two. *No loss of interest during transfers - On the day you initiate your transaction on the high yield savings account website, the funds will be reflected in your Current Balance and begin earning interest. Some other features from American Express High Yield Savings Account include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.
Savings/Money Market Offers You May Like Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
FEATURED BANK RATES
PROMOTIONAL LINK	OFFER	REVIEW
Discover Bank Online Savings	$200 Bonus + 0.40% APY	Review
Aspiration	1.00% APY + $150 Cash	Review
Axos Bank High Yield Savings	Up to 0.61% APY	Review
Quontic Bank High Yield Savings	0.55% APY	Review
CIT Bank Money Market	0.45% APY	Review
American Express High Yield Savings	0.40% APY	Review